Do You Own Equities For Loan Collateral?

Equities First US wants to provide a secure, alternative form of capital available to small and medium sized businesses. Most businesses, if they sought an equity loan, would go see a conventional lender, and that conventional lender would have to check the regulations set forth by the SEC and several other government regulatory agencies. If it gets past them, they will want a business plan as to what the loan is for. In other words, forget it. The conventional lenders will eventually lend on the equities, but it will take weeks to fund a low loan to value ratio loan at a high interest rate.

At Equity First US, it’s a different story. They have a high loan to value ratio — eight per cent on some equities. They don’t ask what the loan is for. The collateral stand good for the loan, not your plans as what you are going to do with it. It’s faster, more convenient, and they are a private loan company, so the government does not oversea what they do. And the interest rate is much, much lower than the conventional lenders.

It is obvious that if an emergency arises, which they do with some businesses, you will need cash fast and conveniently. You won’t have time for the conventional lenders to dilly dally around. You need money, and it is needed now, right now. The only sensible answer is Equities First US. They will get you cash for your equities and get you your money quickly, with no questions asked. Your equities are collateral for the loan, not your business.You can also visit :


John Goullet focuses on Great Employees

John Goullet is a powerhouse in the technology field. In February of 1994, Goullet created Info Technologies after careful thought. His goal for the company was to help both the companies needing employees and the employees needing a job, ensuring that they are a perfect match for each other. Part of making sure that everyone gets what they have in mind allowed Goullet to decide to merge his company with DIVERSANT, a company whose motto is “empowered by difference”, the largest African-Amercian Information Techonolgy (IT) staffing solution in the United States. After doing so, he felt so strongly about the potential of DIVERSANT that he became the Principal of the company he merged with.

Before focusing in staffing, Goullet learned about IT first hand, starting out his career at Computer Science Corporation while still in college. After his time there, he moved to a few different businesses including Constell Group, TSR Consultants, and four years at Cap Gemini America. All of this time, he focused on learning the ins and outs of the IT sector so when he finally went into staffing he could pick great employees and help the ones willing to learn.

One of the things that Goullet learned while operating his business is the need for good employees and making sure they feel wanted. Hiring many trainees is important especially in an industry such as staffing; likewise, it is important to make your one, two, and three year associates with different aspects of the business such as training, mentoring, and giving them the opportunity to train the incoming employees. Their enthusiasm for the job will shine through and keep new employees excited about their new job and that is something we can all get excited about.


The Life & Times of Eric Pulier

Whenever someone is having a “Life and Time” type of article written about them, that person truly has made a huge impact in some shape or form. This article is written about a guy who isn’t a household name, but he’s created some great solutions that has helped solve many of today’s problems. Eric Pulier is his name and innovation is his game. Eric Pulier grew up in Teaneck, New Jersey on the EastCoast of the United States. From a young age he just seem to always find things to create or find a solution for most answers, but who knew what this was leading to years later. Even when he was studying at college, Pulier was always busy with school work and programs as well as taking extra classes at a separate university. By 1988 he finally gradated from Harvard University and soon he would be taking the world by storm.

Upon arriving in Los Angeles two years later Pulier got to work. He first founded a progressive thinking style of company named People Doing Things which helped solve many issues in the fields of healthcare and education. He further pushed himself into many more projects, but what caught his attention was chronically ill children. Being a philanthropist at heart set the ball in motion and Eric Pulier developed one of the first private social media platforms that catered to kids and their health. Starbright World became and also gave Pulier some notoriety. His interest in helping others and creating things turned him into the very definition of a “self made man.” Check out some of the things Pulier has done below:

  • Harvard University Graduate
  • Programmed A Computer In The Fourth Grade
  • Founded Starbroght World Social Media
  • Guest Speaker
  • Investor In Venture Capital Funds
  • Donoted To Numerous Charities

Eric Pulier is truly an American Dream and is the perfect model to strive for because the sky isn’t the limit, the limit’s the sky.

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Brand Engagement: Millennials Talk, Millennials Listen

Millennials are tough consumers. They are acquainted with traditional marketing and advertising, so they are well-aware of when a company is selling to them. Additionally, they have a fast evolving language and a hard to penetrate culture. Brands have to be flexible, smart and robust about their content strategy to keep up with them. It is important for brands to be able to speak their language because these college-aged consumers have $200 billion to spend. Also, early brand loyalty will lead to long-term growth potentials.

Josh Verne saw an opportunity in the marketplace to allow Millenials to communicate with each other. His company FlockU is a peer-to-peer content exchange for college students. The college students run and create the content themselves. Since launching in 2016, the platform has more than 700,000 members, with almost 4 million web hits every month.

FlockU garner content that feels natural to Millenials. Cytex discovered the benefits of FlockU as a platform when they tried to educate college students about the uncomfortable topic of Urinary Tract Infection. Generally, companies would not consider a humorous approach to dealing with a serious and potentially embarrassing topic like this. But FlockU was able to deliver an effective message through the peer-to-peer humorous exchange of accurate medical information. It was possible because college students understood what other college students want to hear.

Millenials are bombarded with 5,000 media messages each day. So, they are careful about what they share with their peers. According to a ‘NewsCred’ survey, 60% of Millenials share content when it is ‘thought provoking and intelligent’. So brands have to be authentic, enthusiastic and purpose-driven. Netflix has effectively targeted and shared content to promote its exclusive shows. Verizon has shown innovation with “Inspire Her Mind” campaign which promotes women in science and math. These companies succeeded through understanding and tailoring their content to their consumers.

A company like FlockU, that provides Millenial to Millenial content sharing, can increase brand presence. However, the most important part of reaching out to this generation is creating content that feels real, engaging, and useful to the Millenials.

About Josh Verne

Josh Verne, founder and CEO of FlockU, is an entrepreneur and executive with more than 20 years of experience starting and growing multi-channel businesses. His company FlockU is targeted at college students for peer-to-peer mobile communication.

Previously, Josh Verne ( founded and sold The e-commerce website allowed buyers to finance purchases through payroll deduction. Prior to that, Josh Verne grew his family business into one of the largest furniture brands in North America.